Boat/Watercraft Insurance in Pennsylvania
Operating a boat or watercraft carries with it a certain amount of risk. To protect the investment you have made in your boat and also to protect yourself from liability, adequate insurance is necessary. Bartal Insurance, serving Scranton, PA, can help you create the perfect policy for all of your boat/watercraft needs. Keep reading to learn more about boat insurance in Pennsylvania.
Is Boat Insurance Necessary?
There are some places in the US where you can legally operate a boat or watercraft without insurance. However, carrying sufficient insurance is the only way to protect the investment you have made in your craft. This is also the only way to protect yourself from possible liability if someone is injured on your boat or because of your boat.
What Does Boat Water/Craft Insurance Cover?
A boat insurance policy will provide coverage in the following categories:
- Damage/Collision- If your boat is damaged or lost due to fire, natural disaster, or burglary, the insurance policy will pay for repairs or replacement of your boat.
- Liability- If your boat is involved in an accident, the insurance will pay for damages caused to other vessels. The policy will also pay for any medical expenses that might result. If legal fees result because someone was injured on your boat or because of your boat, the policy will also help pay for this.
What Happens If I Don't Have Insurance?
If you do not have proper insurance on your boat or watercraft, you could be held financially responsible for the expenses that might result from an accident. If you are required to pay for these expenses out of pocket, it could create a heavy financial burden.
Boat and watercraft insurance is the best way to protect yourself from these financial risks.
If you want to learn more about Pennsylvania boat and watercraft insurance, don't hesitate to contact us at Bartal Insurance serving Scranton, PA today.