Condo Insurance in Pennsylvania
Condo living is a great way to minimize your responsibility for the property and build great relationships in your close-knit condo community. You should consider condo insurance to protect your personal belongings if you live in a condo. Bartal Insurance, serving Scranton, PA, is here to help you better understand this great insurance option for condo owners in Pennsylvania. Keep reading to learn more.
Is My Landlord's Insurance Enough?
The landlord or property management company that owns your condo will have property insurance in place for the property. However, it is essential to understand that this type of property insurance only protects the actual structure of the condo and does not provide any protection for your personal belongings within the condo.
What Happens Without Condo Insurance?
Your personal belongings are at risk if you do not have condo insurance in place. If the condo is damaged due to a fire or natural disaster and your personal belongings are damaged or lost, you will be held responsible for paying for the repair or replacement of these items. However, if you have condo insurance in place, the policy will pay for the repair or replacement of the items.
What Does Condo Insurance Cover?
Condo insurance will provide coverage for the value of your personal belongings housed within the condo. This can include furniture, clothing, electronics, jewelry, collectibles, and even vehicles.
How Much Coverage Do I Need?
The amount of coverage needed will vary from person to person. You will need to sit with an insurance representative to establish a value for all your belongings. This professional will also be able to advise you on what types of items can be covered.
If you want to learn more about Pennsylvania condo insurance, please contact us at Bartal Insurance, serving Scranton, PA. We will be happy to answer your questions and find the right insurance products.