Flood Insurance in Pennsylvania

As a homeowner, you must ensure your home is adequately protected with the appropriate type of insurance. Flood insurance is often a source of confusion for many homeowners. At Bartal Insurance, serving Scranton, PA, we want to ensure our clients can make well-informed insurance decisions, which is why we provide them with insurance education and information. Keep reading to learn more about flood insurance in Pennsylvania.

Is Flood Insurance Included with Home Insurance?

This is a huge misconception people have about flood insurance. Your homeowner's policy will provide for water damage caused by flooding within the home. This means flooding that results from faulty or damaged plumbing or appliances. This is not the same thing as naturally occurring flooding. Most homeowner policies do not provide coverage for this type of flooding.

Do I Need Flood Insurance?

Flood insurance is not often included with home insurance because not every homeowner would need flood insurance. Flood risks can vary greatly from place to place. The only way to know if you need flood insurance or not will be to do your research concerning flood risks in your area.

How Much Coverage Do I Need?

You will need to talk with an insurance representative to understand the many details involved in flood insurance coverage. This professional will be able to advise you on the flood risks in your area and help you figure out how much flood coverage you will need.

Remember, there is a good deal of research that you will need to do to ensure your home is properly insured.

If you want to learn more about flood insurance in Pennsylvania or any other insurance products we provide, don't hesitate to contact us at Bartal Insurance, serving Scranton, PA. We will be happy to answer your questions and help you find the right insurance product for you and your family.