Operating a non-profit organization allows you to host fundraisers and contribute to individuals, groups, and communities that are important to you. While flood insurance isn’t legally required for non-profits in Scranton, PA, it’s often recommended if you’re located in a flood-prone area. At Bartal Insurance, we’ll collaborate with you to find a flood insurance policy that matches your specific location, industry, and coverage needs.

When is Flood Insurance Required?

Although flood insurance isn’t mandatory for most non-profits in Pennsylvania, it is required if:

You have a loan or mortgage from a federally regulated or insured lender.
Your non-profit organization owns or finances property in a location that’s designated as a Special Flood Hazard Area, or SFHA.

Why Non-Profits in Scranton Should Consider Flood Insurance

Even if you don’t believe you’re in a high-risk location, here’s why it’s advisable to consider flood insurance for your non-profit:

If you’re located in one of the many locations throughout Scranton that are prone to flood risks, such as the Lackawanna River.
If your non-profit has aging infrastructure or outdated storm drains, even if you’re in a non-coastal zone.

High-risk industries include food pantries, shelters, faith-based centers, health clinics, educational non-profits, and even historic preservation groups. Protecting your investments and time is crucial anytime you’re managing a non-profit, which is why flood insurance is often necessary for total security and tranquility.

Even if you’re not legally required or obliged to obtain flood insurance for your non-profit in Scranton, PA, it’s still advisable to consider a policy. From protecting your location in high-risk flood zones to maintaining tranquility during natural disasters or unexpected water intrusions, a flood insurance policy can help. To discover if a flood insurance policy is right for your non-profit organization, contact Bartal Insurance for your consultation today.